Just when you thought there was some sanity returning to the rules governing pension contributions, you now have to contend with PIPs. What are they and how might they affect tax relief on your
pension contributions?
Published 19.01.2011
The new generous rules are tempting you to pay this year’s bonus into a pension for the first time. However, anything you invest above £40,000 will result in tax relief being clawed back. How can you
legitimately avoid this trap?
Published 08.07.2014
Recent changes in the pension rules were intended to sort out some of the mess caused by last year’s overhaul of the system. They did, but they also created two traps which can trigger unexpected tax
bills. What’s the full story?
Published 30.09.2011
A friend has told you that as he’s 50 he can take a tax-free lump sum from his pension fund before the rules change next April. He says he’ll plough it straight back into a pension to get extra tax
relief. This sounds too good to be true; is it?
Published 10.07.2009
The Taxman has been pushed into rethinking how tax deductible pension contributions for 2008/9 to 2010/11 are calculated. He’s decided his original method of working this out was wrong. What’s the
full story?
Published 14.12.2011
You want to pay a sizeable amount into your pension, but the rules say you’re only allowed to contribute up to the level of your earnings. As you take most of your income as dividends, how will this
limit your pension contributions?
Published 13.11.2013
From April this year the annual limit for tax relief on pension contributions was slashed. As a quid pro quo the Taxman allows you to bring forward any unused limit from the previous three years. But
is there a way you can stretch this further?
Published 15.11.2011
A couple of years ago you paid £50,000 into a pension and claimed the tax relief. This made use of your annual allowance, but HMRC says that a little-known rule means you weren’t entitled to it. What
is it referring to?
Published 25.10.2016
The government has announced its new plans for tax relief on pension contributions. But will these leave you better or worse off?
Published 02.11.2010
The current rules on pension contributions have been around for over a year, but they’re still throwing up new problems. The latest one can seriously limit tax relief for directors using a low
salary/high dividend tax strategy. What’s the full story?
Published 03.10.2012