As a director, getting finance for your company has never been more difficult. An alternative to the traditional lenders may be family and friends. But to ensure both sides get a fair deal, what form
should the finance take and on what terms?
Published 28.01.2009
As an alternative to mainstream financial institutions, small and medium-sized companies are being offered the opportunity to secure investment via “crowd funding”. So if you need a cash injection,
is it an option worth considering?
Published 06.03.2012
You’re looking to raise cash to provide working capital and to expand your business. The terms of the loan offered by the bank aren’t attractive. Might a mini-bond provide a cheaper and better
solution?
Published 05.04.2016
You’re starting a new company with a couple of colleagues and you’ve each agreed to inject cash loans to get the business off the ground. What’s the best method of protecting your investment?
Published 08.07.2015
The Bank of England has announced that the closure of its Funding for Lending scheme for SMEs has been deferred. How might this help your business obtain additional finance?
Published 10.12.2015
You need to raise money to expand your business, but the bank won’t lend sufficient funds and the shareholders don’t want to water down their stake by issuing ordinary shares to outside investors.
Might preference shares be a viable alternative?
Published 20.04.2017
The government has said that £60 million will soon be available to small and medium-sized companies via its Business Partnership Fund. Plus, the directors won’t need to go near a bank. What’s the
story?
Published 22.01.2013
New regulations come into force next year that will require lenders to take greater account of a borrower’s ability to repay a mortgage. Why might this make it more difficult for directors to raise
finance?
Published 21.06.2013
Your company experiences short-term cash flow problems from time to time but doesn’t want to go cap in hand to the bank. Could a director borrow the money personally and pass it on to the company?
Published 10.10.2007
Apparently, due to stricter lending rules, many directors are having mortgage applications rejected. So if you’re looking to move home or remortgage in the near future, what can you do to improve
your chances of a “yes”?
Published 20.01.2015