EU recommendations threaten to strangle bank lending to small businesses. At the same time new UK regulation is opening the door to alternative funding possibilities. What’s the full story?
Published 12.05.2015
Earlier this year, in an attempt to help small businesses secure funding, the government-backed Enterprise Finance Guarantee was introduced. But is it working, and can its remaining £1 billion help
your company?
Published 10.07.2009
Many businesses have put their development plans on hold. The perception is that credit is scarce and that most small business loan applications are routinely rejected. If you need funding, where can
you turn in the current climate?
Published 12.06.2019
A recent report accused banks of coercing businesses into buying insurance products when they take out a loan or overdraft. If your bank suggests you should talk to their insurance broker, how should
you respond?
Published 02.09.2011
Despite the banks relaxing their rules, borrowing is still not easy for companies. But might your pension fund and trade premises be the key to providing a cash injection for your business?
Published 14.06.2011
The banks continue to be tight fisted when it comes to lending to businesses. Coming to the rescue is a new type of short-term finance based on invoice discounting, but with a twist. What’s the full
story?
Published 01.10.2012
Many small businesses head straight to the bank when they need additional finance. But before you start filling out a loan application, it is worth looking into the alternatives. Might equity finance
be the way to go?
Published 30.04.2019
As part of the government’s new “Finance for Lending Scheme”, Natwest has made £2.5 billion available to small businesses that require loans of between £1,000 and £25,000. Sounds good but is there a
catch?
Published 01.10.2012
The government has said that £60 million will soon be available to small and medium-sized companies via its Business Partnership Fund. Plus, the directors won’t need to go near a bank. What’s the
story?
Published 22.01.2013