Many small businesses head straight to the bank when they need additional finance. But before you start filling out a loan application, it is worth looking into the alternatives. Might equity finance
be the way to go?
Published 30.04.2019
You need to raise money to expand your business, but the bank won’t lend sufficient funds and the shareholders don’t want to water down their stake by issuing ordinary shares to outside investors.
Might preference shares be a viable alternative?
Published 20.04.2017
As part of the government’s new “Finance for Lending Scheme”, Natwest has made £2.5 billion available to small businesses that require loans of between £1,000 and £25,000. Sounds good but is there a
catch?
Published 01.10.2012
The banks continue to be tight fisted when it comes to lending to businesses. Coming to the rescue is a new type of short-term finance based on invoice discounting, but with a twist. What’s the full
story?
Published 01.10.2012
Experian has recently launched a free online “SME Finance Finder”. It’s designed to quickly match your funding requirements with appropriate brokers and lenders. Sounds good, but how will it affect
the company’s credit score?
Published 11.11.2011
Your company experiences short-term cash flow problems from time to time but doesn’t want to go cap in hand to the bank. Could a director borrow the money personally and pass it on to the company?
Published 10.10.2007
Earlier this year, in an attempt to help small businesses secure funding, the government-backed Enterprise Finance Guarantee was introduced. But is it working, and can its remaining £1 billion help
your company?
Published 10.07.2009
New rules will prevent one business from blocking another using its invoices as collateral to raise finance. When and how might this affect your company?
Published 16.11.2015
You’ve recently seen one of the major banks advertising “invoice financing” as a way to improve cash flow for your business. What is this, and is it something worth considering for your company?
Published 25.05.2012
Your company needs extra cash for working capital and your fellow directors are looking to you to provide it. You’re happy to lend the money, but naturally you want some security. What are your
options?
Published 29.04.2014