Documents for Business

In excess of 1,000 customisable documents covering every conceivable business issue.
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Balance sheet ratios report

Balance sheet ratios reportDirectors probably place more emphasis on the profit and loss account than the numbers. However, it's worth drawing their attention to what the balance sheet has to say about the company too, by using balance sheet ratios. B... Read more
 
 

Doubtful debts calculator

Doubtful debts calculatorIf you have concerns over the ability of the debtor to pay, it's prudent to establish a provision for the amount of the doubtful debt. Such a debt may become bad in due course, either in part or in full. Alternatively, you mig... Read more
 
 

Indexing management accounts

Indexing management accountsNearly the entire focus of management accounts is performance against budget and looking at the reasons for variances. However, comparisons with how you were doing this time last year, i.e. "growth", are also critical. Addin... Read more
 
 

Monthly prepayments calculator

Monthly prepayments calculatorYou can make adjustments to your monthly management accounts for any expense that spans more than one period, e.g. rent. Other common examples of prepayments are insurance, maintenance contracts and business rates. Howev... Read more
 
 

Bid budget workbook

Bid budget workbookBidding for projects can be a risky business, particularly when the price will be set in advance. Bidding at a price that does not include each element of the work to be carried out will result in lower than expected profits or eve... Read more
 
 

Capital investment proposal

Capital investment proposalCapital investment in new equipment or facilities is usually a significant sum. It could be funded from internal resources or it may require a new source. In either case, a well thought through proposal will ensure that you... Read more
 
 

Break-even point calculator

Break-even point calculatorBeing clear about the distinction between fixed and variable costs in your business will enable you to more accurately work out the break-even point of any given project. Use our calculator to help you do this.Break-even po... Read more
 
 

Lease versus purchase calculator

Lease versus purchase calculatorThe outright purchase of a fixed asset is only an option if you have sufficient funds available to you, otherwise you will need to look at some form of lease or hire purchase. Banks can often negotiate a lower purchase... Read more
 
 

Payback period calculator

Payback period calculatorYou may be asked to help decide which resources within your business to allocate to certain projects. One way of doing this is to compare the payback period of those competing for investment.PaybackObviously, what needs to be... Read more
 
 

Outsourcing a payroll checklist

Outsourcing a payroll checklistOutsourcing the payroll function could free up your time to concentrate on other things. What factors do you need to consider when choosing and working with an external payroll services provider?Searching questionsUse o... Read more
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