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            <span>Promissory note</span>
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			<div class="dfb_nav left_nav roundBigTop"><h2 class="roundBigTop dfb_bg"><a href="/documents_for_business/models/">Documents for Business</a></h2><ul><li class="dfb_first"><a class="dfb_first dfb_first_color" href="/documents_for_business/workplace_and_environment/models/f-7354"><span>Workplace and Environment</span></a></li><li class="dfb_first"><a class="dfb_first dfb_first_color" href="/documents_for_business/tax_and_business/models/f-7353"><span>&raquo; Tax and Business</span></a><ul><li><a href="/documents_for_business/tax_and_business/checklists_for_business/models/f-7359" class="ularrow">Checklists for business</a></li><li><a href="/documents_for_business/tax_and_business/company_tax/models/f-7355" class="ularrow">Company tax</a></li><li><a href="/documents_for_business/tax_and_business/documents__letters_and_contracts_for_business/models/f-7358" class="ularrow dfb_nav_path">&raquo; Documents, letters and contracts for business</a><ul><li ><a class="nav_ilast selected dfb_bg" href="/documents_for_business/tax_and_business/documents__letters_and_contracts_for_business/business_documents/models/f-7388">&raquo; Business documents</a></li><li ><a class="nav_ilast " href="/documents_for_business/tax_and_business/documents__letters_and_contracts_for_business/business_letters/models/f-7389">&raquo; Business letters</a></li><li ><a class="nav_ilast " href="/documents_for_business/tax_and_business/documents__letters_and_contracts_for_business/company_and_partnership_documents/models/f-7390">&raquo; Company and partnership documents</a></li><li ><a class="nav_ilast " href="/documents_for_business/tax_and_business/documents__letters_and_contracts_for_business/debt_recovery_documents/models/f-7391">&raquo; Debt recovery documents</a></li><li style="border-bottom:1px solid #0076a4;"><a class="nav_ilast " href="/documents_for_business/tax_and_business/documents__letters_and_contracts_for_business/landlord_and_tenant_documents/models/f-7392">&raquo; Landlord and tenant documents</a></li></ul></li><li><a href="/documents_for_business/tax_and_business/financial_management_and_accountancy/models/f-7920" class="ularrow">Financial management and accountancy</a></li><li><a href="/documents_for_business/tax_and_business/personal_tax/models/f-7356" class="ularrow">Personal tax</a></li><li><a href="/documents_for_business/tax_and_business/vat/models/f-7357" class="ularrow">VAT</a></li></ul></li></ul></div>            <div class="general_nav left_nav roundBigTop"><h2 class="roundBigTop">About</h2><ul><li ><a href="/aboutsite">Tips & Advice Business Database</a></li><li ><a href="/about">Us</a></li><!--<li ><a href="/contributors">Contributors</a></li>--></ul></div>            </div>
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            <div class="dfb_head gen_head">&nbsp;<div class="dfb_head_title"><h2 class="dfb_color">Documents for Business</h2>In excess of 1,000 customisable documents covering every conceivable business issue.</div></div>            	<div class="grid_8 alpha"><div class="doc_box shadow borderSolid"><h2 class="doc_header borderBottom dfb_color dfb_border">Introduction to this document</h2><div><div style="-aw-headerfooter-type:header-primary"><p><span>&#xa0;</span></p></div><h1 class="Introtitle"><span>Promissory note</span></h1><p class="Introintroduction"><span style="t">I</span><span>f you are lending or borrowing money use this promissory note to create an unconditional promise to have the</span><span> debt repaid. </span><span>Creating a legally binding promissory note means you can feel protected because you have </span><span style="color:#3f3f3f">recorded</span><span> the transaction and set out the repayment terms.</span></p><h2 class="Introsubtitle1"><span style="font-family:Helvetica">What should be included in the promissory note?</span></h2><p class="Introbody" style="margin-left:108pt; text-indent:-108pt"><span><span style="font-family:Helvetica">•</span></span><span style="font:7pt 'Times New Roman'">&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0; </span><span>the parties to the note</span></p><p class="Introbody" style="margin-left:108pt; text-indent:-108pt"><span><span style="font-family:Helvetica">•</span></span><span style="font:7pt 'Times New Roman'">&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0; </span><span>the amount to be repaid (the debt)</span></p><p class="Introbody" style="margin-left:108pt; text-indent:-108pt"><span><span style="font-family:Helvetica">•</span></span><span style="font:7pt 'Times New Roman'">&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0; </span><span>the date by which the debt is to be repaid</span></p><p class="Introbody" style="margin-left:108pt; text-indent:-108pt"><span><span style="font-family:Helvetica">•</span></span><span style="font:7pt 'Times New Roman'">&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0; </span><span>whether interest is payable and if so how much.</span></p><p class="Introbody"><span style="font-weight:bold">Note.</span><span>  To be an enforceable document, the amount to be repaid must be a “sum certain” and must also be unconditional.  </span></p><p class="Introbody"><span style="font-weight:bold">Warning.</span><span>  Ensure before you lend money to any third party you carry out appropriate credit checks to ensure that they’re good for the debt so you stand a reasonable chance of getting your money back.</span></p><p class="Introbody"><span>&#xa0;</span></p><div style="-aw-headerfooter-type:footer-primary"><p><span>&#xa0;</span></p></div></div></div></div><div class="grid_4 omega"><div class="doc_box roundBig borderSolid metadata"><h3 class="doc_header borderBottom dfb_color dfb_border">Document</h3><div class="borderSolid shadow floatLeft"><img src="https://d3sxy2z0ijo7zx.cloudfront.net/alf/uk/thumbs/378/246378.png" alt="Promissory note" /></div><div class="clear"></div><div class="centerText"><a href="/login/documents_for_business/tax_and_business/documents__letters_and_contracts_for_business/business_documents/promissory_note/models/doc-kt_7388_246378_246349" class="roundBig doc_download">Download now</a><a href="#" class="small dfb_color" id="altdownload">Problems downloading ZIP files?</a></div><span class="docdate floatLeft">17.06.2016</span><div class="clear"></div><div><strong>File size:</strong> 32.50K</div><div class="floatLeft"><strong># Pages:</strong> </div><div 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